13 Tips to Savings

A few years back at a Dave Ramsey group study, my husband and I were first introduced to the idea of an “emergency fund.”  Although the concept should have been a no-brainer for us, we simply had never considered it before.  We had savings in a few areas, but nothing we could easily access, if necessary.  For more information on emergency funds, check out Crown Financial Ministries’ article, “13 Ways to Fund Your Emergency Account.”